Private · Local-first · Free

Your spending and your net worth, in one place.

Darayi lets you log an expense in about three seconds and track your stocks, mutual funds, gold, deposits and loans with live prices. Everything is stored on your own phone.

Coming soon on Google Play

Darayi for Android is in testing. The Play Store link will appear here.

Darayi dashboard showing total net worth, invested amount, returns, XIRR and an allocation bar for stocks, mutual funds and commodities

Built for how money actually moves

Day-to-day spending and long-term investing usually live in two different apps. Darayi keeps them side by side.

Expense wheel

Tap a category, type the amount, done. See where the month went and how it compares with your 3-month average.

Live portfolio

Net worth, day change, total returns and XIRR across every asset you hold, refreshed from live market prices.

Loans & EMIs

Keep track of what you owe alongside what you own, so your net worth is the real number.

Private by design

No sign-up needed. Your data stays on your phone, with an optional backup to your own Google Drive.

NSE & BSE stocks Mutual funds Gold & silver Crypto FD, RD & savings PPF & EPF

A quick look

Clean, fast and focused on the numbers that matter. Light and dark themes included.

Portfolio dashboard with net worth and allocation — Dashboard

Holdings grouped by asset class with returns — Holdings

Expense wheel showing this month's spending by category — Expenses

Privacy and backup settings — Privacy & backup

Your finances are nobody else's business

Darayi has no account system and no central database of your data. It runs on your phone, and backups go only to storage you control.

Stored on your phoneTransactions and holdings live in the app's storage on your device.
Optional Drive syncBacks up to a hidden app folder in your Google Drive. Darayi can't see your other files.
Take it with youExport a JSON snapshot or a CSV of your transactions at any time.

Coming soon to Android

Darayi is in testing and will be on Google Play shortly. Install it, pick your market and log your first expense. No sign-up, no card.

Coming soon on Google Play